Investing can take many forms. Some prefer the simplicity and low cost of a passive “set it and forget it” approach, while others value the flexibility and expertise of active portfolio management. But how do you know which strategy fits you best?

In this discussion, experts from Česká spořitelna and Investika will unpack the differences between active and passive investing, explore when each approach makes sense, and share concrete tips on how to build (or review) your investment portfolio from scratch.

You’ll learn the key differences between passive and active investing and how to recognize which approach fits your goals, risk tolerance, and lifestyle. 

The discussion will also touch on how to track performance and costs, and what indicators show whether your investments are really working for you. We’ll also look at the pros and cons of managing your portfolio on your own versus having it managed by a third party - what each option means in terms of control, knowledge, time, and fees - and how to find the right balance between independence and professional support.

Even with all the advice on how to save, invest, and build long-term security, our daily decisions don’t always follow what we “know” we should do. This session explores the psychological forces that shape financial behaviours - from the shortcuts our brains rely on, to the emotional patterns formed years ago. Together, we’ll look at simple ways to “hack” these biases and strengthen the connection with your future self to help your present-day choices better support the future you want. Expect clear insights, relatable examples, and a set of questions you can use to navigate your own present–future trade-off more confidently.

Thinking about investing in real estate but not sure where to start? Join our experts as they share practical tips for buying your first property, even with limited savings, and show how to use leverage smartly to grow your portfolio over time. Learn how to make informed decisions, explore strategies for expanding your holdings, and gain the confidence to turn real estate into a powerful tool for building long-term wealth.

Whether you’re just starting out or looking to take your investments to the next level, this session will give you actionable insights to get moving.

We will explore how the perception and adoption of cryptocurrencies, especially Bitcoin and stablecoins, have evolved from hype to practical utility. You will discover where and how to buy crypto, the difference between holding Bitcoin directly versus through an ETF, and what it really means to store it securely or even use it for everyday payments.